ICHRA Legislation Watch

Tracking ICHRA legislation across all 50 states and at the federal level. An independent, open resource for brokers, consultants, employers, and policymakers.

9
States With Bills
Introduced or enacted
1
Enacted
2
Passed 1 Chamber
3
Federal Bills

Legislation at a Glance

State ICHRA bills on the left · Federal bills on the right

Enacted
Passed One Chamber
Introduced / In Committee
No Activity
INOHGAMSTXAZWINHFL

Federal Bills

119th Congress · Applies to all 50 states

H.R. 6703

Lower Health Care Premiums Act

HouseSenateDec 17, 2025

H.R. 6708

ICHRA Permanency Act

HouseSenateDec 20, 2025

H.R. 1

ICHRA Removed

One Big Beautiful Bill

HouseSenateJul 4, 2025

ICHRA provisions removed during Senate negotiations

PassedIn ProgressNot Yet
View full federal tracker ↓

State Legislation Detail

All 9 states with active ICHRA legislation

Indiana (IN)

Enacted

HB 1004

First state to enact an HRA tax credit. Provides credits to small employers offering HRAs (including ICHRAs and QSEHRAs) to employees.

Credit: $400/employee (Year 1), $200/employee (Year 2)

Signed into law by Governor Holcomb (effective Jan 1, 2024)

Updated May 4, 2023

Ohio (OH)

Passed One Chamber

HB 133

Passed House unanimously. Provides state tax credit for small employers adopting ICHRAs.

Credit: $400/employee

Passed House unanimously; referred to Senate

Updated Jun 4, 2025

Mississippi (MS)

Passed One Chamber

SB 2868

Passed Senate 49-0. Bipartisan legislation providing tax credits for small employer ICHRA adoption.

Credit: Up to $400/employee

Passed Senate 49-0; referred to House

Updated Feb 25, 2026

Georgia (GA)

Introduced / In Committee

HB 1110

Bipartisan bill providing tiered tax credits to small employers offering ICHRAs. Passed House Ways and Means Committee; advancing to House Rules Committee.

Credit: $600/employee (Years 1-3), $400/employee (Year 4), $200/employee (Year 5)

Passed House Ways and Means Committee; advancing to House Rules Committee

Updated Mar 2, 2026

Texas (TX)

Introduced / In Committee

SB 1949

Proposed state tax refund for small employers adopting ICHRAs. The 89th Legislature adjourned sine die without advancing the bill.

Credit: Up to $400/employee

Referred to Senate Committee on Business & Commerce; 89th Legislature adjourned sine die

Updated Mar 10, 2025

Arizona (AZ)

Introduced / In Committee

HB 2694

Introduced bill to create tax credit incentive for small employers to offer ICHRAs.

Introduced and referred to House Commerce Committee

Updated Jan 15, 2026

Wisconsin (WI)

Introduced / In Committee

AB 915 / SB 896

Companion bills introduced in both chambers to establish ICHRA tax credit program.

Both bills referred to respective committees

Updated Jan 20, 2026

New Hampshire (NH)

Introduced / In Committee

SB 635

Senate bill to provide tax incentives for ICHRA adoption among small businesses.

Referred to Senate Commerce Committee

Updated Nov 15, 2025

Florida (FL)

Introduced / In Committee

HB 141

Creates a state-facilitated platform for employees enrolled in ICHRAs to purchase individual health insurance plans. Effective July 1, 2026. Companion bills: SB 440, SB 1460.

Passed Health Care Facilities & Systems Subcommittee 12-3; referred to Insurance & Banking Subcommittee

Updated Jan 13, 2026

Federal Legislation Tracker

Tracking ICHRA-related bills through the 119th Congress

H.R. 6703

Lower Health Care Premiums Act

119th Congress

Contains CHOICE Arrangement provisions to codify and expand ICHRAs. Passed the House 216-211 on December 17, 2025. Awaiting Senate action.

Introduced
House
Senate
Signed into Law

Key bill — contains CHOICE Arrangement language to codify ICHRAs into statute

Passed House 216-211; referred to Senate HELP Committee

Updated Dec 17, 2025

View on Congress.gov →

H.R. 6708

ICHRA Permanency Act

119th Congress

Standalone bill to permanently codify ICHRA regulations into federal law, ensuring they cannot be reversed by future executive action.

Introduced
House
Senate
Signed into Law

Introduced; referred to House Ways & Means and Education & Labor

Updated Dec 20, 2025

View on Congress.gov →

H.R. 1

One Big Beautiful Bill

119th Congress

Omnibus reconciliation bill. Originally included CHOICE Arrangement provisions, but ICHRA/CHOICE language was stripped during Senate negotiations.

Introduced
House
Senate
Signed (ICHRA removed)

⚠️ ICHRA provisions were stripped. CHOICE codification must pass through other vehicles (H.R. 6703 or H.R. 6708).

Signed into law — but CHOICE provisions were removed in Senate

Updated Jul 4, 2025

View on Congress.gov →

Latest Updates

Recent ICHRA legislative activity and news

StateGA

Georgia HB 1110 Passes House Ways and Means Committee

HB 1110, the Georgia Small Business Healthcare Affordability Act, advances from the House Ways and Means Committee. The bill now moves to the House Rules Committee.

Read more →
StateMS

Mississippi Senate Passes ICHRA Bill 49-0

SB 2868 passes the Mississippi Senate unanimously, providing tax credits up to $400 per employee for small businesses adopting ICHRAs.

Read more →
StateGA

Georgia ICHRA Tax Credit Bill Advances in Committee

HB 1110, the Georgia Small Business Healthcare Affordability Act, is referred to the House Ways and Means Committee for consideration.

Read more →
StateWI

Wisconsin Files Companion ICHRA Bills

AB 915 and SB 896 introduced in both Wisconsin chambers to establish an ICHRA tax credit program.

StateAZ

Arizona Introduces ICHRA Legislation

HB 2694 introduced in Arizona to create tax credit incentives for small employers offering ICHRAs.

Read more →
Federal

ICHRA Permanency Act Introduced in Congress

H.R. 6708 is introduced as a standalone bill to permanently codify ICHRA into federal statute.

Read more →
Federal

House Passes H.R. 6703 with CHOICE Provisions

The Lower Health Care Premiums for All Americans Act passes 216-211, containing key CHOICE Arrangement language to codify ICHRAs.

Read more →
Federal

CHOICE Provisions Stripped from Reconciliation Bill

ICHRA codification language removed from H.R. 1 during Senate negotiations. Advocates look to standalone bills as alternative path.

Read more →
StateOH

Ohio House Unanimously Passes ICHRA Tax Credit

HB 133 passes the Ohio House with full bipartisan support, offering $400/employee credits for small businesses.

Read more →

Resources

Key tools, data, and references for ICHRA research