StateCT
Connecticut HB 5041 Advances to House Floor
HB 5041 is assigned File Number 404 by the Connecticut House, advancing the bill toward a floor vote following the Joint Favorable committee report.
Read more →Tracking ICHRA legislation across all 50 states and at the federal level. An independent, open resource for brokers, consultants, employers, and policymakers.
State ICHRA bills on the left · Federal bills on the right
119th Congress · Applies to all 50 states
Lower Health Care Premiums Act
ICHRA Permanency Act
One Big Beautiful Bill
ICHRA provisions removed during Senate negotiations
CHOICE Arrangement Act
CHOICE Act
All 10 states with active ICHRA legislation
| State | Status | Bill | Tax Credit | Last Action |
|---|---|---|---|---|
| Indiana (IN) | Enacted | HB 1004 | $400/employee (Year 1), $200/employee (Year 2) | Signed into law by Governor Holcomb (effective Jan 1, 2024)May 4, 2023 |
| Mississippi (MS) | Enacted | HB 343 | Up to $400/employee | Approved by Governor (SB 2868 companion died in conference March 28)Apr 6, 2026 |
| Ohio (OH) | Passed One Chamber | HB 133 | $400/employee | Passed House unanimously; referred to SenateJun 4, 2025 |
| Georgia (GA) | Introduced / In Committee | HB 1110 | $600/employee (Years 1-3), $400/employee (Year 4), $200/employee (Year 5) | Passed House Ways and Means Committee; advancing to House Rules CommitteeMar 2, 2026 |
| Texas (TX) | Introduced / In Committee | SB 1949 | Up to $400/employee | Referred to Senate Committee on Business & Commerce; 89th Legislature adjourned sine dieMar 10, 2025 |
| Arizona (AZ) | Introduced / In Committee | HB 2694 | — | Introduced and referred to House Commerce CommitteeJan 15, 2026 |
| New Hampshire (NH) | Introduced / In Committee | SB 635 | — | Senate adopted amendment by voice vote; laid on table pending referral to Finance CommitteeMar 5, 2026 |
| Connecticut (CT) | Introduced / In Committee | HB 5041 | — | Assigned File Number 404 (advancing toward House floor vote)Apr 7, 2026 |
| Wisconsin (WI) | Did Not Advance | AB 915 / SB 896 | — | Both bills failed to pass pursuant to Senate Joint Resolution 1Mar 23, 2026 |
| Florida (FL) | Did Not Advance | HB 141 / SB 440 / SB 1460 | — | All bills died: HB 141 in Insurance & Banking Subcommittee; SB 440 and SB 1460 in Senate Health PolicyMar 13, 2026 |
HB 1004
First state to enact an HRA tax credit. Provides credits to small employers offering HRAs (including ICHRAs and QSEHRAs) to employees.
Credit: $400/employee (Year 1), $200/employee (Year 2)
Signed into law by Governor Holcomb (effective Jan 1, 2024)
Updated May 4, 2023
HB 343
Mississippi becomes the second state (after Indiana) to enact an ICHRA tax credit. HB 343 was signed by the Governor on April 6, 2026. Companion SB 2868 died in conference on March 28, but HB 343 completed the process and became law.
Credit: Up to $400/employee
Approved by Governor (SB 2868 companion died in conference March 28)
Updated Apr 6, 2026
HB 133
Passed House unanimously. Provides state tax credit for small employers adopting ICHRAs.
Credit: $400/employee
Passed House unanimously; referred to Senate
Updated Jun 4, 2025
HB 1110
Bipartisan bill providing tiered tax credits to small employers offering ICHRAs. Passed House Ways and Means Committee; advancing to House Rules Committee.
Credit: $600/employee (Years 1-3), $400/employee (Year 4), $200/employee (Year 5)
Passed House Ways and Means Committee; advancing to House Rules Committee
Updated Mar 2, 2026
SB 1949
Proposed state tax refund for small employers adopting ICHRAs. The 89th Legislature adjourned sine die without advancing the bill.
Credit: Up to $400/employee
Referred to Senate Committee on Business & Commerce; 89th Legislature adjourned sine die
Updated Mar 10, 2025
HB 2694
Introduced bill to create tax credit incentive for small employers to offer ICHRAs.
Introduced and referred to House Commerce Committee
Updated Jan 15, 2026
SB 635
Senate bill to establish an HRA tax credit program. Senate Ways and Means Committee voted Ought to Pass with Amendment (3-2). Amendment adopted by voice vote; laid on table pending referral to Finance Committee.
Senate adopted amendment by voice vote; laid on table pending referral to Finance Committee
Updated Mar 5, 2026
HB 5041
Bill addressing health insurer requirements and a Connecticut Option study with ICHRA-related provisions. Received Joint Favorable report from Human Services Committee in March; assigned File Number 404 on April 7, 2026, advancing toward a floor vote.
Assigned File Number 404 (advancing toward House floor vote)
Updated Apr 7, 2026
AB 915 / SB 896
Companion bills to establish an ICHRA tax credit program. Both bills failed on March 23, 2026 pursuant to Senate Joint Resolution 1 (end-of-session purge).
Both bills failed to pass pursuant to Senate Joint Resolution 1
Updated Mar 23, 2026
HB 141 / SB 440 / SB 1460
Would have created a state-facilitated platform for employees enrolled in ICHRAs to purchase individual health insurance plans. All three bills (HB 141, SB 440, SB 1460) died in their respective committees on March 13, 2026.
All bills died: HB 141 in Insurance & Banking Subcommittee; SB 440 and SB 1460 in Senate Health Policy
Updated Mar 13, 2026
Tracking ICHRA-related bills through the 119th Congress
Lower Health Care Premiums Act
Contains CHOICE Arrangement provisions to codify and expand ICHRAs. Passed the House 216-211 on December 17, 2025. Awaiting Senate action.
Key bill — contains CHOICE Arrangement language to codify ICHRAs into statute
Passed House 216-211; referred to Senate HELP Committee
Updated Dec 17, 2025
ICHRA Permanency Act
Standalone bill to permanently codify ICHRA regulations into federal law, ensuring they cannot be reversed by future executive action.
Introduced; referred to House Ways & Means and Education & Labor
Updated Dec 20, 2025
One Big Beautiful Bill
Omnibus reconciliation bill. Originally included CHOICE Arrangement provisions, but ICHRA/CHOICE language was stripped during Senate negotiations.
⚠️ ICHRA provisions were stripped. CHOICE codification must pass through other vehicles (H.R. 6703 or H.R. 6708).
Signed into law — but CHOICE provisions were removed in Senate
Updated Jul 4, 2025
CHOICE Arrangement Act
Amends the Internal Revenue Code to provide for employer-provided health reimbursement arrangements integrated with individual market coverage. House companion to Senate CHOICE Act (S. 2875).
Referred to House Committee on Ways and Means
Updated Sep 18, 2025
CHOICE Act
Senate bill to amend the Internal Revenue Code to provide for health reimbursement arrangements integrated with individual market coverage. Senate companion to H.R. 5463.
Read twice and referred to Committee on Finance
Updated Sep 18, 2025
Recent ICHRA legislative activity and news
HB 5041 is assigned File Number 404 by the Connecticut House, advancing the bill toward a floor vote following the Joint Favorable committee report.
Read more →Governor signs HB 343 into law, making Mississippi the second state — after Indiana — to enact a state-level tax credit for small employers offering Individual Coverage Health Reimbursement Arrangements. Companion SB 2868 had died in conference committee on March 28.
Read more →The Senate companion to HB 343 dies in conference committee, ending its path forward. The House version (HB 343) continues toward final passage.
Read more →Both AB 915 and companion SB 896 fail to advance and are killed pursuant to Senate Joint Resolution 1, the standard end-of-session resolution. Advocates may reintroduce in the next session.
HB 5041, a Governor's budget bill expanding health care coverage with ICHRA provisions, receives Joint Favorable report from the Human Services Committee.
Read more →Both SB 2868 and companion HB 343 passed their opposing chambers with amendments. Both chambers declined to concur, inviting a conference committee to resolve differences.
Read more →HB 343, the companion ICHRA tax credit bill, passes the Mississippi Senate with amendments and is returned to the House for concurrence.
Read more →Florida HB 141 dies in the Insurance & Banking Subcommittee, and both Senate companions SB 440 and SB 1460 die in Senate Health Policy on the same day, ending the Florida Employee Health Choices Program effort for the 2026 session.
Read more →SB 635 receives Ought to Pass with Amendment recommendation from Senate Ways and Means Committee (3-2 vote). Amendment adopted by voice vote; pending referral to Finance Committee.
Read more →HB 1110, the Georgia Small Business Healthcare Affordability Act, advances from the House Ways and Means Committee. The bill now moves to the House Rules Committee.
Read more →SB 2868 passes the Mississippi Senate unanimously, providing tax credits up to $400 per employee for small businesses adopting ICHRAs.
Read more →HB 1110, the Georgia Small Business Healthcare Affordability Act, is referred to the House Ways and Means Committee for consideration.
Read more →AB 915 and SB 896 introduced in both Wisconsin chambers to establish an ICHRA tax credit program.
HB 2694 introduced in Arizona to create tax credit incentives for small employers offering ICHRAs.
Read more →H.R. 6708 is introduced as a standalone bill to permanently codify ICHRA into federal statute.
Read more →The Lower Health Care Premiums for All Americans Act passes 216-211, containing key CHOICE Arrangement language to codify ICHRAs.
Read more →H.R. 5463 (House) and S. 2875 (Senate) introduced to codify employer-provided health reimbursement arrangements integrated with individual market coverage.
Read more →ICHRA codification language removed from H.R. 1 during Senate negotiations. Advocates look to standalone bills as alternative path.
Read more →HB 133 passes the Ohio House with full bipartisan support, offering $400/employee credits for small businesses.
Read more →Key tools, data, and references for ICHRA research
Interactive map comparing small group ICHRA rates to traditional small group premiums across all 50 states.
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Industry association advancing HRA-based solutions. Research, education, and advocacy for ICHRA adoption.
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Original IRS/DOL/HHS final rule establishing ICHRAs, effective January 2020.
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Search current ICHRA-related bills in the 119th Congress directly on Congress.gov.
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Search state-level ICHRA bills across all 50 states using LegiScan's comprehensive database.
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